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PSC Association
The Personal Services Contractor Association strives to advocate for and provide support to the hundreds of U.S. personal services contractors (USPSCs) that work tirelessly to advance sustainable development worldwide on behalf of USAID.
Disclaimer: The following information is provided as a resource to current and future USPSCs. The PSC Association does not endorse or recommend any particular benefits provider. The providers listed here are primarily based on a survey of USPSCs in 2017.
Health Insurance
USPSCs who purchase a health insurance plan on the open market are entitled to reimbursement of 72% of their premiums, up to a maximum of $7,266 per year for individuals and $20,339 for families. USPSCs who obtain health insurance coverage via their spouse or partner's employer are not eligible for reimbursement. USPSCs who have health insurance coverage as a USG retiree or veteran are also ineligible for reimbursement.
Note: Dental and vision insurance are not reimbursable for USPSCs. If your health insurance plan includes dental and/or vision coverage, USAID will request from you an itemized invoice so those portions of the plan are excluded from the 72% reimbursement.
One option for most USPSCs is the group plans offered by Bowman Gaskins - one for domestic USPSCs and another for overseas USPSCs. USPSCs on intermittent contracts (e.g., "surge support" or "bullpen" contracts) are ineligible for these group plans, however. All USPSCs may also elect to purchase any individual health insurance plan.
Domestic Health Exchanges
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International Health Insurance Providers
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Group Plans via Bowman Gaskins
Life Insurance
USPSCs who choose to purchase life insurance are entitled to reimbursement of 50% of annual premiums, up to $500 per year. USPSCs who have life insurance coverage as a USG retiree or veteran are ineligible for reimbursement.
Domestic Insurers
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International Insurers
* Only those enrolled in their health insurance plan are eligible for life insurance coverage.
Professional Liability Insurance
Professional liability insurances (PLI) is partially reimbursable for USPSCs who are supervisors and "management officials" (defined as those required to submit annual financial disclosure reports). USAID will reimburse 50% of the annual premium, up to $175 per year. USPSCs are encouraged to consult their HR team, CO, or EXO to confirm eligibility prior to purchasing PLI.
Short- and Long-Term Disability Insurance
Short- and long-term disability insurance is not reimbursable by USAID, but many USPSCs choose to purchase policies anyway.
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